Our Credit Repair & Counseling Services
Detailed credit report reviews, dispute assistance for reporting errors, and practical financial coaching to help you build a stronger future.
Core Service Offerings
What is included in our credit repair and counseling programs.
1. Credit Report Audit & Analysis
We perform an extraordinary line-by-line analysis of your credit reports across all 3 major bureaus (Equifax, Experian, TransUnion) to identify inaccurate, outdated, duplicate, or unverifiable accounts.
- Identifying reporting errors
- Reviewing debt-to-income ratios
- Spotting personal info mismatches
2. Dispute Resolution & Bureau Appeals
We assist in preparing custom, formal dispute communications to challenge inaccurate items directly with credit bureaus and furnishers under consumer protection laws.
- Challenging inaccurate collections
- Late payment dispute letters
- Addressing charge-offs & errors
3. Credit Education & Score Coaching
Fixing errors is only half the battle. We teach you practical, plain-language principles to manage credit utilization, build positive payment history, and prepare for loans.
- Credit utilization optimization
- Debt reduction strategies
- Home buyer preparation tips
Credit Repair vs. Credit Monitoring
We want every client to clearly understand how our credit repair services work alongside outside monitoring providers.
Thy Kingdom Credit Repair Service
Our active counseling and dispute service. We audit your reports, write customized bureau dispute letters, review your progress, and provide 1-on-1 credit coaching.
Cost: $100 – $150 / month
Credit Hero Score Monitoring
An independent, outside monitoring platform used to import live 3-bureau reports, track score updates, and alert you to new credit inquiries.
Cost: $1 for 14-day trial, then separate monthly fee
Service Costs & Terms
Select the monthly package that best matches your credit goals.
BASIC
Includes core dispute services, client portal access, and monthly updates.
$100 / month
- Credit Report Analysis
- Dispute Inaccurate Items
- Monthly Progress Updates
- Debt Ratio Tips
- Email Support
- 24/7 Client Portal Access
STANDARD
Includes everything in Basic plus 3 bureau disputes, credit education, and priority support.
$130 / month
- Credit Report Audit
- 3 Bureau Disputes Included
- Monthly Score Tracking
- Debt Reduction Strategy
- Priority Support
- 24/7 Client Portal Access
PREMIUM
Includes everything in Standard plus priority support, advanced dispute tactics, and full credit coaching.
$150 / month
- Full Credit Restoration
- Weekly Progress Calls
- Custom Action Plan
- One-on-One Coaching
- Dedicated Support
- 24/7 Client Portal Access